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FINANCIAL ACCESSIBILITY FOR PEOPLE WITH DISABILITIES: FROM REGULATIONS TO ADAPTION OF PROFESSIONAL TRAINING SYSTEM OF FINANCIAL MARKET SPECIALISTS
https://doi.org/10.15372/PEMW20190117
Abstract
Тhe article is devoted to the formation and development of the system of social protection of disabled people in Russia in terms of providing equal access to financial services. Modern social policy of the country focuses on ensuring equality of rights and opportunities in realization of needs and individual resources of each member of society. The relevance of the topic is explained by the consistently higher number of people with disabilities. People with disabilities as a special social category of consumers of financial services need significant measures of social protection and the adaptation of the classical approach to financial services. In Russia there is a certain system of bodies and institutions of civil society represented by various organizations, whose functions include the protection of the rights of consumers of financial services. It is planned to overcome the shortcomings of the existing supervision in the field of consumer protection by introducing behavioral supervision of the financial services market by the Bank of Russia. The existing legal and regulatory framework includes measures aimed at encouraging financial market participants to take active socially useful actions, which, in our opinion, cannot be effective without removing one of the obstacles to ensuring financial accessibility-the mental barrier caused by the lack of experience of interaction between individual groups of citizens with the financial sector. In this regard, currently in modern Russia there is a need to form a scientific concept of professional training, based on psychology and understanding of the social status of people with disabilities who need full integration into society.
About the Authors
V. N. BabinRussian Federation
Vladislav N. Babin – candidate of technical sciences, the senior lecturer, Vice-Rector of the Novosibirsk State Agrarian University (Nikitina, 160, 630039, Novosibirsk)
Iu. V. Babina
Russian Federation
Yulia V. Babina – expert NOC occupational qualifications Council financial market, candidate of economic sciences, Associate Professor, Department of finance and statistics of the Novosibirsk State Agrarian University (Nikitina, 160, 630039, Novosibirsk)
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Supplementary files
For citation: Babin V.N., Babina I.V. FINANCIAL ACCESSIBILITY FOR PEOPLE WITH DISABILITIES: FROM REGULATIONS TO ADAPTION OF PROFESSIONAL TRAINING SYSTEM OF FINANCIAL MARKET SPECIALISTS. Professional education in the modern world. 2019;9(1):2539-2548. https://doi.org/10.15372/PEMW20190117
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